Property Treaty
XL Catlin offers property treaty reinsurance written on either a proportional or non-proportional basis for most classes and structures. Our dynamic underwriting platform, technical underwriting skills and local market expertise, position us to serve you well. We look forward to discussing your needs.

Aggregate and Stop:

  • For clients with a reliable database and a genuine need.

Multi Year Structured Products


  • Large-limit excess risk capacity
  • Multi-line solutions to per-risk programs
  • Significant capacity for Canada-domiciled companies, including licensed paper

Property Excess of Loss

  • Per-risk, with reasonable event limits and mandatory limited reinstatements
  • Exposures
  • Substantial per risk fire capacity

Property Proportional Treaty:
Side-by-side protection for attritional and catastrophe exposures

Quota Share:

  • Surplus Share
  • Retrocession

Terrorism including NCBR (Nuclear, Chemical, Biological and Radiological)

Workers Comp Catastrophe Excess of Loss

Typical Ceding Company:
Programs for excess and surplus carriers, regional companies, standard market national accounts and other segments. Our underwriters will consider diverse areas of exposure, including:

  • Fire and Named Perils
  • All Risks including Flood and Earthquake
  • Boiler & Machinery, Electronic Data Processing and Business Interruption Coverage can be included as part of a Fire and Named Perils or All Risk Placement.

Territorial coverage:
Our offices in London, Zurich and Bermuda write property treaty reinsurance worldwide. Regional coverage can be written from all offices. For retrocession, US and multi-territory coverage is written from Dublin.
Through reinsurance intermediaries and direct.

Talk to us and let us know how we can help you.

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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