Property - Facultative
XL Catlin offers traditional property facultative reinsurance that can be tailored to your needs, predominantly but not exclusively on a non-proportional basis. Our worldwide capabilities include both catastrophe and non-catastrophe offerings for you.

In addition, XL Catlin has dedicated teams for Property Facultative Automatic and Prior Submit facilities and programs. Our experts focus on real solutions, not just answers delivered quickly.

Reinsurance Type:
Non-proportional; Primary; Proportional; Catastrophe and Non-Catastrophe; High Excess and Working exposures

Typical Ceding Company:
E&S; Stock; Highly-Protected Risk (HPR) carriers; Captives; State to Multinational, Mutual and Specialty companies; Government Programs, national, regional
Our underwriters will consider diverse areas of exposure, including:

  • All Risks, including Flood and Earthquake
  • Boiler and Machinery
  • Business Interruption
  • Constructions All Risk (CAR)
  • Electronic Data Processing
  • Erection All Risk (EAR)
  • Fire and Named Perils
  • Inland Marine

Territorial coverage:
Our offices in Dublin, Dubai, Bogota, Sao Paolo, Miami, Singapore, Sydney, London, across the US and Zurich provide property facultative reinsurance for clients worldwide.

In the USA, the business is predominately direct; however broker business is underwritten by a dedicated brokered team. Outside the USA, most business is sourced through reinsurance intermediaries; however direct relationships are maintained.

Contact us to learn more about the protections we offer.

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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