Motor Truck Cargo Legal Liability
XL Catlin covers trucker/carrier legal liability for damage to the property of others in their possession for transport.

Product details


We offer 23 additional coverages, which include

  • Contract penalty
  • Employee tools and work clothing
  • Expediting expense
  • Extra expense
  • Fire protection systems
  • Freight charges
  • Loss-adjustment expenses
  • Property that supports your business, including accounts receivable; equipment used to service covered property; computer equipment, media and data, including while on-board and off-board a vehicle; valuable papers and records; tenants, improvements and betterments; office furniture and supplies; moving equipment, including barrels, binders, burlap, cartons, chains, covers, dollies, forklifts, hand trucks, lift trucks, pads, pallets, reusable packing containers, skids, and tarpaulins; expendable supplies that support covered property; other business personal property; and other scheduled property
  • Public emergency service charges
  • Right and duty to defend
  • Reimbursement for returning stolen property
  • Shippers control of damaged goods
  • Unintentional errors and omissions
  • Virus, harmful or similar instructions

The 22 optional endorsements include

  • Contingent coverage for freight forwarders and brokers
  • Destination market value
  • Employee theft
  • Single deductible across multiple coverage forms
  • Cargo rust or corrosion protection
  • Temperature control system breakdown coverage

Client Profiles

Medium and large fleets

Typical Information Required

  • Five-year loss history
  • Driver list
  • Terminal locations
  • Policy terms/coverages required
  • Fleet size
  • Description of operations
  • Completed application
  • Financial information

Minimum Deductible

USD 2,500

Minimum Premium

USD 10,000

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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