Property Surplus Lines
Energy, Property & Construction
XL Catlin Insurance segment offers primary and excess coverage for a variety of commercial property assets.

Product details


  • USD 25 million
  • High catastrophe areas: USD 5 million


  • Primary
  • Excess of Loss Basis
  • Quota Share

Client Profiles

  • Headquartered in the US with minimal to no international exposures
  • Upper middle market companies
  • Public and private companies

Typical Information Required

  • Full underwriting specifications with limits, sub-limits and deductibles
  • Five years loss runs
  • Statement of values in detailing full COPE information

Benefits & Services

  • Dedicated claims staff
  • Top industry underwriting talent
  • Flexibility of the excess and surplus platform

Attachment Point


Limits On Product

Up to USD 25 million

Minimum Deductible


Minimum Premium

USD 100,000
* except frame habitational USD 250,000

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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