CAR & Engineering Liability (Middle Market)
Energy, Property & Construction
XL Catlin offers engineering lines coverage to middle market companies around the world.

Product details


Up to USD 200 million


  • Construction and erection all risks / Builders risk
  • Advance loss of profits / delay in start-up
  • Third-party liability for onsite activities (except US, Canada, Australia and New Zealand)
  • Substantial global wind, flood and earthquake capacity
  • Open turnover coverages available to certain clients with construction/erection exposures

Client Profiles

  • National and multinational middle market companies with either an existing centralized insurance purchasing process or the willingness to centralize insurance buying
  • Companies with sums insured up to USD 100 million
  • Companies with sound risk management programs in place or being implemented
  • Turnover of about USD 50 to 500 million

Typical Information Required

  • Policy terms/coverages
  • Project description
  • Limits of coverage needed
  • Project time schedules
  • Site/engineering plans
  • Project value breakdown
  • Additional information as needed

Benefits & Services

  • Locally admitted policies in over 140 countries
  • Global integrated programs (XL WorldPass)
  • Freedom of Services policies (XL EuroPass)
  • Professional claims management, compliant with local rules and regulations
  • Centralized account data management
  • Risk engineering services

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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