Professional and Contractor's Pollution Legal Liability (Environmental) - North America
XL Catlin offers professional and pollution legal liability insurance to contractors and environmental contractors and consultants. XL Catlin’s Professional and Pollution Liability team provide creative and innovative solutions to our clients and their exposures. Coverage extends beyond traditional jobsite exposures and can be tailored to individual risks.

Product details



  • Third Party Professional Liability
  • Excess Indemnity/Protective Coverage


  • Job Site
  • Emergency Remediation Expense
  • Named Insured Location
  • Transportation
  • Non-Owned Disposal Sites
  • Excess Indemnity/Protective Cover
  • Litigation and Subpoena Expense Cover
  • Green Building Materials for Restoration


  • Mitigation Coverage
  • Disaster Response Expense

Client Profiles

  • General contractors
  • Construction managers
  • Specialty trade contractors
  • Environmental contractors
  • Environmental consultants
  • Environmental laboratories
  • Brownfield redevelopment firms
  • Companies undertaking remediation projects
  • Construction projects with greater than 5 percent remediation

Typical Information Required


  • Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs

Benefits & Services

  • Integrated underwriting, risk consulting and claims handling
  • Staff with an average of 15+ years environmental/insurance experience 
  • Global solutions for multinational accounts
  • Specialized in-house risk control consultants and claims handling
  • Emergency response services available 24/7
  • 25+ years in specialized environmental insurance market

Limits On Product


  • Claims-made: USD 50 million
  • Occurrence: USD 25 million


  • Claims-made: USD 25 million

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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