Pollution & Remediation Legal Liability (PARLL) (Environmental) – North America
XL Catlin offers coverage for pollution and remediation legal liability for public and private companies that own, lease, operate, or manage property; and/or provide financing.

Product details


USD 50 million


XL Catlin offers coverage for pollution and remediation legal liability.

  • Claims-made coverage
  • Pollution legal liability, including Natural Resource Damage Assessments (NRDA)
  • First– and Third-party remediation expense, including government or regulatory re-opener coverage for previously remediated pollution conditions
  • Contingent transportation
  • Third-party diminution in property value
  • First– and Third-party mold remediation expense and legal liability
  • Lead-based paint and Asbestos liability
  • Extensions by endorsement:
    • Non-Owned Disposal Sites (NODS)
    • Business Interruption

XL Catlin's insurance segment in the US and Canada has a broad range of Environmental products to insure a wide variety of companies from pollution related exposures. Broad coverage options allow us to tailor insurance solutions for the risks related to operating, remediating and developing property.

Our Pollution and Remediation Legal Liability Policy (PARLL) offers claims-made coverage for sudden and accidental and gradual environmental exposures to property.

Client Profiles

  • Multinational companies
  • Large single-nationality companies
  • Middle and upper middle market companies
  • Public and Private companies


  • Commercial real estate
  • Manufacturers
  • Medical facilities
  • Chemical and Energy risks
  • Construction materials manufacturers
  • Industrial
  • Lending institutions

Typical Information Required

  • XL Group facilities pollution application and applicable supplemental applications
  • Available environmental site assessments (e.g., Phase I or II Reports)
  • Two years financial statements
  • Pollution loss history

Benefits & Services

  • Integrated underwriting, risk consulting and claims handling
  • Staff with an average of 15+ years environmental/insurance experience 
  • Global solutions for multinational accounts
  • Specialized in-house risk control consultants and claims handling
  • Emergency response services available 24/7 for North America
  • 30 years in specialized environmental insurance market

Limits On Product

USD 50 million

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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