Pollution & Professional Liability for Construction Firms
Projects are getting larger. The construction and engineering marketplace is global. Demand for integrated construction/design solutions is increasing. XL Catlin’s Professional and Pollution Liability team provides creative and innovative builder’s risk insurance solutions to contractors, integrated design/constructors and project owners.

Product details


  • Up to USD 50 M (claims made) professional and pollution
  • Up to USD 25 M (occurrence ) pollution



  • Third Party Professional Liability
  • Excess Indemnity/Protective Coverage
  • Rectification/Mitigation Coverage


  • Job Site
  • Emergency Remediation Expense
  • Named Insured Location
  • Transportation
  • Non-Owned Disposal Sites
  • Excess Indemnity/Protective Cover
  • Litigation and Subpoena Expense
  • Green Building Materials for Restoration


  • Disaster Response Expense

Client Profiles

  • ENR 400 Contractors
  • ENR 600 Specialty Trade Contractors
  • General Contractors
  • Construction Managers (At Risk & Agency)
  • Design-Builders/Integrated Constructors
  • EPC Contractors/E&C Firms
  • Trade Contractors
  • Owners

Benefits & Services

  • Risk engineering and claims services consultation, training and best practices:
  • Emerging trends/issues
  • Key controls implementation
  • Project visits
  • Industry/company lessons learned
  • Subcontractor/subconsultant pre-qualification
  • Contract and management oversight and training
  • A dedicated North America construction team of underwriters, risk engineers and claims professionals who average 15+ years of experience
  • A collaborative team underwriting approach, enlisting underwriting, risk engineering, claims, legal, actuarial, and financial professionals

Information & Research

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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