Lloyd’s Employers Liability - UK/IR
XL Catlin offers monoline and combined employers liability coverage to local UK and international markets. Access to Lloyd’s products is via a registered Lloyd’s broker.

Product details


GBP 15 million


  • UK domestic and international business
  • Limits available up to GBP 15 million from the ground up for UK- and Irish-domiciled companies
  • Coverage also available for companies with temporary overseas contracts
  • Facilities for trade and affinity groups available

Client Profiles

  • Small individual companies as part of schemes
  • Commercial operations with turnovers from GBP 500,000 to 100 million
  • Single location businesses based outside the UK (excluding North America)

Typical Information Required

  • Current wages
  • Turnover
  • Contracts works/plant values
  • Full business description
  • Minimum five years claims experience

Benefits & Services

  • Regional offices across the UK and Ireland
  • Coverage tailored to local conditions
  • Access to rehabilitation services for injured employees
  • Access to Lloyd’s worldwide licensing arrangements
  • Highly experienced scheme underwriters

Attachment Point


Limits On Product

GBP 15 million

Minimum Deductible

Ground up

Minimum Premium

GBP 2000

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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