Contractor's Pollution Legal Liability (Environmental) - Global
XL Catlin offers pollution legal liability insurance coverage to contractors of all sizes, from small trade to jumbo general. We provide more than just jobsite coverage, giving contractors comprehensive protection for their pollution exposures.

Product details


  • Claims-made: USD 50 million
  • Occurrence: USD 25 million


Liability due to pollution conditions that arise from operations performed by or on behalf of the insured. Available on occurrence or claims made basis.

  • Jobsite: liability for losses due to a pollution condition resulting from covered contracting services at a job site
  • Emergency remediation expenses: allows insured to incur reasonable emergency remediation expenses needed to address a pollution condition at a jobsite for a limited period before notifying us
  • Named insured location: losses resulting from a sudden and accidental pollution condition which is on, at, under or migrating from the insured’s owned location
  • Transportation: losses resulting from a pollution condition discovered (or resulting in a claim) during the course of transportation
  • Non-owned disposal sites (NOD): liability for losses due to a pollution condition at an NOD, arising from waste that was generated at a jobsite or originated from a named insured location

Client Profiles


  • General contractors
  • Construction managers
  • Specialty trade contractors

Environmental Services

  • Environmental consultants
  • Contractors
  • Laboratories

Typical Information Required

  • XL Group environmental application (any environmental application can be used for quotes)
  • Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs
  • Two years audited financial statements

Benefits & Services

  • Integrated underwriting, risk consulting and claims handling for pollution liability insurance clients
  • Staff with an average of 15+ years of environmental/insurance experience
  • Global solutions for multinational accounts
  • Specialized in-house risk control consultants and claims handling
  • Emergency response services available 24/7 for North America
  • 25+ years in specialized environmental insurance market

Limits On Product

  • Claims-made: USD 50 million
  • Occurrence: USD 25 million

Minimum Premium

USD 3,000

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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