Builder's Risk
XL Catlin offers builder’s risk insurance coverage to national and multinational companies for public and private infrastructure projects.

Product details


Up to USD 100 million on a maximum foreseeable loss basis


  • Property in the course of construction, including hot testing and delay in completion
  • Project-specific or master builder’s risk insurance policy
  • Principals and contractors
  • Special package policies for construction/erection phases, which can include the first 12 months operational risk or a six-year construction term

Client Profiles

Our target clients are ENR 400 contractors who need builder’s risk insurance for larger, more complex projects.

Contractors All Risks

  • Buildings
  • Highway construction
  • Water treatment plants
  • Bridges
  • Airports
  • Transit systems

Erection All Risks

  • Power Plants
  • Refineries
  • Petrochemical plants
  • Steel plants
  • Process industries
  • Cogeneration facilities

Typical Information Required

  • Policy terms/coverages
  • Project description
  • Coverage limits needed
  • Project time schedules
  • Site/engineering plans
  • Project value breakdown
  • Additional information as needed

Information & Research

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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