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XL Insurance launches claims defensibility product

 — London – 15 June 2010 - XL Insurance, the global insurance operations of XL Capital Ltd (NYSE: XL), today announced the launch of ExClaim!, its claims defensibility advice service.

ExClaim! helps companies manage their liability risks and provides a robust claims management process. A network of in-house experts and external specialists will offer clients advice and assistance across the entire spectrum of pre- and post-incident risk management and claims defensibility disciplines focusing on four key areas:

• Risk mitigation
• Legal advisory
• Claims process management
• Employee rehabilitation

XL Insurance’s UK casualty clients will automatically benefit from a free initial review in any or all of the four key areas. If required, further services can be added at preferential rates.

The risk mitigation advice will focus on accident prevention including on-site risk assessment by casualty risk engineers. The legal advisory element includes an external review of existing accident reporting and record management, enabling an efficient and comprehensive legal defence should this be required. Specialist loss adjusters will help companies analyse claims trends and share claims management best practice while a leading employee rehabilitation provider will advise on reducing the frequency and duration of staff absence periods.

Stuart Sutherland, XL Insurance Underwriting Manager, UK Primary Casualty, said: “British companies are facing an increasing litigious environment and need to do all they can to prevent accidents and ensure they maintain a robust claims management process. An efficient and effective process and full documentation are crucial to reducing claim costs and providing faster settlements. The team of in-house and external experts will be able to provide companies with tailor- made advice aimed at reducing their liability risks.”

About XL Insurance
"XL Insurance" is the global brand used by member insurers of the XL Capital group of companies. More information about XL Insurance and its products is available at www.xlinsurance.com

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