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XL Insurance and Dentists National Insurance Group Announce Agreement to Provide E&O Program for Dentists

 — EXTON, Pennsylvania and CORAL SPRINGS, Florida, January 6, 2010 – XL Insurance, the global insurance operations of XL Capital Ltd., (NYSE:XL) today announced a new underwriting agreement with Dentists National Insurance Group of Coral Springs, Florida, to provide a comprehensive dentists’ errors & omissions (E&O) insurance program.

Don Allard, Chief Underwriting Officer of XL Insurance’s Select Professional group, said: “XL Insurance works with program managers, like Dentists National Insurance Group, who have dedicated and proven expertise in industry-specific professional liability markets. We’re pleased to team up with Dentists National to offer one of the most comprehensive approaches to address dentists’ E&O concerns.”

“Dentists National’s underwriting expertise, backed by our financial strength, will serve dentists’ E&O needs well by providing quality coverage,” said Frank Palermo, XL Insurance’s Senior Underwriter. “They add further value to this program by offering practice management guidance and claims management to help dentists actively manage their exposures.”

Michael Peterman, President and CEO of Dentists National Insurance Group, said: "E&O insurance provides dentists with essential financial protection to safeguard their livelihoods. We believe, however, that offering our clients’ effective guidance on practice management and 24/7 expert claims assistance strengthens our insurance program,. We’re excited to team up with XL Insurance which shares our commitment to offering quality service as well as comprehensive coverage. We’re looking forward to a very productive relationship.”

Dentists National’s E&O program, designed for dental offices with 20 or fewer dentists in the practice, is available through retail agents nationwide. The program is provided by XL Insurance‘s Greenwich Insurance Company, an admitted primary insurance company – and is available with limits of liability to $5 million. Policies are available on an occurrence or claims-made basis. Among the coverage options available are HIPAA defense coverage, disciplinary action, medical waste legal defense, medical payment coverage, defense assistance reimbursement, military leave or disability, and optional practice liability.

Dentists National Insurance Group, a managing general underwriter, aims to provide an exceptional client experience through insightful risk management and insurance solutions. The group offers one of the most comprehensive dental professional liability programs available today. The company’s focus is to deliver expert risk management solutions through an integrated business model with insightful underwriting and claims management. More information about Dentists National Insurance Group is available at www.dnigrp.com

XL Insurance’s Select Professional unit works with program managers to provide professional liability protection to small to mid-size service firms including lawyers, real estate agents, insurance agents and other service providers. "XL Insurance" is the global brand used by member insurers of the XL Capital Ltd (NYSE: XL) group of companies. More information about XL Insurance is available at www.xlinsurance.com. Through its operating subsidiaries, XL Capital Ltd is a leading provider of global insurance and reinsurance coverage and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. More information about XL Capital Ltd is available at www.xlgroup.com

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