Umbrella (Environmental) - North America
XL Catlin offers umbrella coverage for the environmental industry.

Product details


USD 25 million


– Broad coverage over our primary casualty program 
– Additional limits of liability and coverage in some uninsured areas
– Continuance as underlying insurance when the primary aggregate is exhausted by a loss

Client Profiles

– Environmental facilities
– Environmental services providers
– Bulk transporters
– Hazardous material transporters with 20 or more power units

Typical Information Required

– ACORD application
– XL Group environmental insurance supplemental application
– Five years loss history
– Financial information

Benefits & Services

– Integrated underwriting, risk consulting and claims handling
– Professionals with an average of 15+ years of environmental/insurance experience
– Specialized in-house risk control consulting and claims handling
– Emergency response services available 24/7 for North America
– 25+ years in specialized environmental insurance market

Information & Research

Attachment Point

- General liability: USD 1 million/2 million/1 million
- Auto liability: USD 1 million combined single limit
- Employers liability: USD 500/500/500

Limits On Product

- Typically USD 15 million
- Higher limits available

Minimum Deductible

USD 10,000

Minimum Premium


This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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