Restaurant Contamination
Specialty
XL Catlin offers excess restaurant contamination coverage to restaurants and catering operations.

Product details

Capacity

Up to USD 25 million

Coverage

– Offered on a Bermuda form excess of self insured retention or excess of loss
– Policy triggers
   - Accidental contamination
   - Malicious tampering
   - Forced recall
   - Forced shutdown
– Recall costs
– Lost profits
– Extra expense for rehabilitation
– Avian flu
– Consultants costs
– Owned and franchise locations

Client Profiles

– Restaurants
– Catering operations

Typical Information Required

– XL Group Insurance segment application 
– Company information and financials 
– Food safety information
– Crisis management plans

Benefits & Services

– Coverage applies worldwide 
– Global claims network
– Risk engineering 
– 24/7 crisis response

Information & Research

Attachment Point

- Typically USD 10 million
- Follow-form excess coverage below USD 10 million available

Minimum Premium

Varies

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

Contact Us

If you need to speak to one of our product experts

Download Related Forms or Brochure

XL uses two forms of cookies on this site:

  1. to enable the site to operate and retain any preferences you set; and
  2. for analytics to make the site more relevant and easy to use.

These cookies do not collect personal information. For more information about our cookie usage, please click here. To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.