Specialty

Professional and Contractor's Pollution Legal Liability (Environmental) - North America

XL Catlin offers professional and pollution legal liability insurance to contractors and environmental contractors and consultants. XL Catlin’s Professional and Pollution Liability team provide creative and innovative solutions to our clients and their exposures. Coverage extends beyond traditional jobsite exposures and can be tailored to individual risks.
  • Product details
    Product details

    Coverage

    Professional
    – Third Party Professional Liability 
    – Excess Indemnity/Protective Coverage
    – Mitigation Coverage

    Pollution
    – Job Site
    – Emergency Remediation Expense
    – Named Insured Location
    – Transportation
    – Non-Owned Disposal Sites
    – Excess Indemnity/Protective Cover
    – Litigation and Subpoena Expense Cover
    – Green Building Materials for Restoration              

    Costs
    – Disaster Response Expense

    Client Profiles

    – General contractors
    – Construction managers
    – Specialty trade contractors
    – Environmental contractors
    – Environmental consultants
    – Environmental laboratories
    – Brownfield redevelopment firms
    – Companies undertaking remediation projects
    – Construction projects with greater than 5 percent remediation

    Typical Information Required

    Application
    – Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs

    Benefits & Services

    – Integrated underwriting, risk consulting and claims handling
    – Staff with an average of 15+ years environmental/insurance experience 
    – Global solutions for multinational accounts
    – Specialized in-house risk control consultants and claims handling
    – Emergency response services available 24/7
    – 25+ years in specialized environmental insurance market

    Limits On Product

    Pollution:
    - Claims-made: USD 50 million
    - Occurrence: USD 25 million

    Professional:
    - Claims-made: USD 25 million

Downloads

Industries

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

Expert Profile

  • Mary Ann Susavidge Environmental risks. They’re highly complex. Not to mention having the potential to be dangerous and very messy. With 24 years of c... View profile
  • Philip Hogg From operational activities to contractual, transactional and reputational exposures. Philip works with his clients to help them manage t... View profile
  • Matt O'Malley With nearly 20 years of insurance industry experience, Matt leads a team devoted to helping our clients recover from pollution incidents ... View profile
  • Simon White Simon has 14 years of environmental insurance experience in Europe, Africa and South America. As environmental manager for XL Catlin's in... View profile

Contacts

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Specialty

Aquaculture

XL Catlin offers Aquaculture insurance worldwide. We are one of the leading global providers of this coverage for the fish stock and associated equipment on both a direct and reinsurance basis.
  • Product details
    Product details

    Capacity

    Per farm/location:
    – Fish stock: USD 16 million
    – Equipment: USD 4 million

    Coverage

    We offer bespoke coverage for fish farms which helps supports an extremely important industry that now provides over 50% of fish consumed globally.

    Our products help ensure the continuity of an industry which is becoming ever more vital for global food security

    Our appetite:
    – Offshore and onshore farms, grow out operations and hatcheries
    – Pollution
    – Theft
    – Predation
    – Storm, lightning, tidal wave, collision, structural failure of equipment
    – Freezing and supercooling
    – Deoxygenation of water
    – Other changes in water including salinity
    – Disease
    – Drought, fire, lightning, explosion, earthquake, mechanical breakdown or electrical breakdown at onshore farms
    – Aquaculture equipment
    – Boats, moorings, cages and feed barges

    Client Profiles

    – Multinational public companies
    – Smaller and medium sized private operators

    Typical Information Required

    – Completed, comprehensive proposal form
    – Stock projections
    – Risk survey for new farms

    Benefits & Services

    – Regular visits to farms for large clients globally
    – Risk management input
    – Engineering and bio-security survey for new clients at our expense
    – Expert guidance through the claims process

    Minimum Premium

    USD 10,000

Contacts


This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.