XL Catlin offers flexible, customized equine insurance. Our underwriting approach is built on our team’s years of experience combined with regular consultation with veterinary surgeons and specialist equine agents.

Product details


Max line, any one animal:
Up to USD 5 million on any one animal (capacity to be determined on a case by case basis).


XL Catlin offers customized cover for the equine industry worldwide. Our know-how is built on long experience and regular consultation with veterinary surgeons and specialist equine agents. We cover a wide range of activities from horse racing and breeding to rodeo animals, for risks including mortality, infertility, accident and theft.

Our appetite:
– Named perils
– Equine mortality
– Theft
– Transit
– Stallion permanent disability
– Stallion first season infertility
– Stallion availability
– Stallion loss of income
– Major medical / Veterinary fees
– Emergency colic surgery
– Barrenness / Prospective foal
– Semen storage

Client Profiles

– Commercial breeding operations
– Private high net worth individuals
– Horse owning individuals

Typical Information Required

Full risk details including: name, age, breeding, sex, use, location and sum insured, subject to satisfactory veterinary certificate or declaration of health

Benefits & Services

– Underwriters with hands on Equine knowledge
– Supported by experienced claims handling adjusters

Attachment Point

GBP 1,000 / USD 2,000

Limits On Product

GBP 2,500,000 / USD 5,000,000

Minimum Premium

GBP 150.00 / USD 250.00

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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