Specialty

Contractor's Pollution Legal Liability (Environmental) - Global

XL Catlin offers coverage to contractors of all sizes, from small trade to jumbo general. We provide more than just jobsite coverage, giving contractors comprehensive protection for their pollution exposures.

To learn more, please visit Environmental Insurance
  • Product details
    Product details

    Capacity

    Claims-made: USD 50 million
    Occurrence: USD 25 million

    Coverage

    Liability due to pollution conditions that arise from operations performed by or on behalf of the insured. Available on occurrence or claims made basis.
    – Jobsite: liability for losses due to a pollution condition resulting from covered contracting services at a job site
    – Emergency remediation expenses: allows insured to incur reasonable emergency remediation expenses needed to address a pollution condition at a jobsite for a limited period before notifying us
    – Named insured location: losses resulting from a sudden and accidental pollution condition which is on, at, under or migrating from the insured’s owned location
    – Transportation: losses resulting from a pollution condition discovered (or resulting in a claim) during the course of transportation
    – Non-owned disposal sites (NOD): liability for losses due to a pollution condition at an NOD, arising from waste that was generated at a jobsite or originated from a named insured location

    Client Profiles

    Construction
    – General contractors
    – Construction managers
    – Specialty trade contractors

    Environmental Services
    – Environmental consultants
    – Contractors
    – Laboratories

    Typical Information Required

    – XL Group environmental application (any environmental application can be used for quotes)
    – Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs
    – Two years audited financial statements

    Benefits & Services

    – Integrated underwriting, risk consulting and claims handling
    – Staff with an average of 15+ years of environmental/insurance experience
    – Global solutions for multinational accounts
    – Specialized in-house risk control consultants and claims handling
    – Emergency response services available 24/7 for North America
    – 25+ years in specialized environmental insurance market

    Information & Research

    – Find Out More About Environmental – Applications – Policy Forms – Industry Solutions – Risk Services

    Limits On Product

    - Claims-made: USD 50 million -Occurrence: USD 25 million

    Minimum Premium

    USD 3,000

Downloads

Industries

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

Expert Profile

  • Mary Ann Susavidge Environmental risks. They’re highly complex. Not to mention having the potential to be dangerous and very messy. With 24 years of c... View profile
  • Adias Gerbaud Environmental has been my focus since I joined the insurance industry, and as the Regional Environmental Underwriting Manager for Souther... View profile
  • Philip Hogg From operational activities to contractual, transactional and reputational exposures. Philip works with his clients to help them manage t... View profile
  • Matt O'Malley With nearly 20 years of insurance industry experience, Matt leads a team devoted to helping our clients recover from pollution incidents ... View profile
  • Simon White Simon has 14 years of environmental insurance experience in Europe, Africa and South America. As environmental manager for XL Catlin's in... View profile

Contacts

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Specialty

Jewelers' Block

XL Catlin offers jewelers block insurance to manufacturers, wholesalers, retailers and collectors. Coverage is available for a range of risks, from the mining of raw material to the retailing of finished products.
  • Product details
    Product details

    Capacity

    We offer large capacity as a sole insurer, leading insurer or coinsurance partner.

    Coverage

    XL Catlin protects assets for the jewelry trade, from the moment they come out of the ground to the day the finished pieces are sold. We cover mining companies producing the raw materials, wholesaler, retailers and individual collectors, for a range of risks including theft, damage and loss in transit.

    Our appetite:
    – All risks of physical loss or damage
    – Mining of precious stones and metals
    – Personal jewelry collections
    – Wholesalers and retailers
    – Theft
    – Static and transit risks
    – Government and museum permanent collections

    Client Profiles

    Customized products for manufacturers, diamond dealers, retailers and mining companies

    Typical Information Required

    – Completed proposal form
    – Full security details

Downloads

Expert Profile

  • Graham Hawkins Graham is our Global Chief Underwriting Officer of Fine Art and Specie. With 26 years of industry experience, he has insured some of the ... View profile
  • Mark Bosshard Managing fine art coverage at both Lloyd’s and XL Catlin, Mark uses his 18 years of experience to help clients address risks and ov... View profile
  • Yannick Daucourt Yannick has been underwriting jewelers block business for more than 15 years. In the last 10 years he has also specialized in fine art an... View profile
  • Pascal Matthey Pascal is a sought-after risk assessment specialist with broad knowledge of supply chain security, including fire and security consultanc... View profile
  • Peter Meili Peter brings his personal passion as a contemporary art collector and his 17 years of insurance experience to his role as a senior underw... View profile
  • Peter Reeks Peter has been involved in the marine insurance market in Australia and New Zealand for 30 years and has specific expertise in heavi... View profile
  • Celso Revert Although Celso has broad experience underwriting all kinds of kind of property, he currently focuses on fine art, jewelry, valuables and ... View profile
  • David Scully David has traveled very extensively around the world reviewing art risks and building relationships with brokers and clients. He has help... View profile
  • Scott Sellick With 13 years of experience, Scott has expertise in jeweler’s block, cash in transit, fine art and general specie. View profile
  • Lesi Wong Combining his personal interest in Chinese art history with years of insurance experience, Lesi brings passion and skill to our fine art ... View profile

Contacts


This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.