Builder's Risk - Inland Marine
XL Catlin offers builders risk and installation insurance. Coverage extends to buildings and other property during erection and installation.

Product details


Up to USD 100 million


XL Catlin protects owners, developers and contractors across North America against risks to their buildings, property and equipment during installation or erection. 

Our appetite:
– All risks associated with erection or installation of property or equipment
– Commercial and residential new construction
– Renovation, alteration or addition to existing buildings
    – Installation, repairs, improvements, erection, millright or rigging
    – Coverage tailored through a wide variety of endorsements
– Flood, earthquake and volcanic eruption cover available
– Soft costs and equipment breakdown cover available
    – Single Project or Reporting Policy for multiple jobs

Client Profiles

– Large or small
– Public or private
– Contractors and developers, specializing in commercial and residential new construction and renovations of existing buildings
– Specialty Trade contractors, such as Street and road, HVAC and Plumbing

Typical Information Required

– Project location
– Construction type / property being installed/erected
– Public and private protection
– Term/duration of project
– Contract/amount of project
– Who will be performing the work
– Previous loss information and experience
– Completed application, including all supplemental questionnaires
– Comprehensive loss information
– Financial information

Benefits & Services

– Loss control and engineering inspections

Attachment Point


Minimum Deductible

USD 1,000

Minimum Premium

USD 10,000

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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