Structured Risk Solutions
Energy, Property & Construction
Structured Risk Solutions underwrites non-traditional insurance and reinsurance solutions for corporate clients and captives. Our Structured Risk Solution team provides coverage for many lines of business, for clients across the world.

Product details

Coverage

Structured (Re)insurance for captive and corporate clients

  • Multi-year, multi-line reinsurance and retrocession contracts which enable clients to retain more risk (traditional and non-traditional) through their captive vehicles or through corporate retentions
  • Includes traditional property, casualty, financial lines and specialty risks, as well as non-traditional risks

Bespoke Risk Transfer Solutions for Corporate Clients

  • Pure risk-transfer solutions for risks that generally are not covered by the insurance market

Loss Portfolio Transfers

  • Traditional or structured Loss Portfolio Transfers for captives, covering most lines of business

Integrated Risk Programs

  • Multi-line traditional (re)insurance for captives and corporate clients covering several lines of business within a single policy aggregate limit

Client Profiles

Any market or industry, including manufacturing, construction and the new and renewable energy sector

Typical Information Required

  • Loss history
  • Financial statements
  • Prospective and historical exposure
  • Description of desired structure/solution

Benefits & Services

  • Flexible and innovative solutions
  • Protects against risk volatility over time
  • (Re)Insurance for traditional and non-traditional risks
  • Provides finality for certain captive clients
  • Enables captives to grow significantly in size and scope
  • Capital efficiency benefits for captive owners
  • Tailor-made policies for corporate and captive clients

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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