Energy Liability
Energy, Property & Construction
Energy Liability provides cover for third party liabilities arising out of the upstream, midstream and downstream energy sectors.

Product details


Up to USD150m any one risk


We insure energy risks both onshore and offshore, either separately or as a combined offering:
     – primary or excess basis
     – coverage can be on a claims made or occurrence basis

In the upstream sector typical risks range from the seismic survey conducted to find resources, the drilling of oil and gas wells and construction of production infrastructure, right through to the dismantling and removing of property at end of life

In the midstream and downstream sector risks include oil and gas pipelines and/or storage facilities, transmission and distribution risks, power plants, energy utilities, refineries and petrochemical plants as well as contractors working to build or maintain these facilities

Client Profiles

Clients size can vary from sole traders operating from a single site through to National Oil Companies or Multinational companies operating on a worldwide basis

Typical Information Required

– Full description of operations
– Details of policy terms/coverage required
– Minimum 5 years claim history including details of any significant incidents
– For excess layers - proposed schedule of underlying policies including details of carriers

Benefits & Services

– Recognized market leaders for energy insurance
– In-house risk engineering capability
– Market leading claims team

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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