Excess Side A DIC Management Liability Insurance
Side A DIC insurance protects individual directors and officers when no indemnity is available from the company, nor from the underlying traditional Directors’ & Officers’ Liability insurance programme.

Product details


-Typically up to USD/EUR 25m


  • Excess cover for non-indemnified loss: if the underlying limits have been exhausted

  • DIC cover for non-indemnified loss: if an underlying insurer is not liable to pay, refuses to pay, fails to pay, is insolvent , or rescinds the insurance

  • Reverse DIC cover: the policy follows the terms and conditions of the underlying insurance if these are broader

Client Profiles

  • Primarily publicly traded companies

  • From Middle Market enterprises to multinational corporations

  • Not available for US domiciled policyholders

Typical Information Required

  • Latest financials

  • Claims history

Benefits & Services

  • Dedicated and experiences financial lines underwriters in all territories in which we operate.

  • Our market-leading claims management team has unrivalled expertise and knowledge. Our award winning claim system, ‘XL GlobalClaim’, enables us to manage claims efficiently and accurately, no matter where they occur in the world.

Attachment Point

Primary and excess

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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