E&O for Tech/ Media/ Telecom
Professional
XL Catlin offers coverage for data protection risks, both for the third-party claims and first-party mitigation costs following a technology or cyber event.

Product details

Coverage

– Technology services professional liability
– Technology products liability
– Digital publication liability
– Data breach security liability
– Data privacy liability
– Business interruption/loss of data 
– Extortion demand

Information and Research

Cyber_Claims_Roadmap_Security Breach Discovered_Now What_XLCatlin_US

Cyber_Keeping Your Data Secure_Data Breach Partners_Brochure_XLCatlin

Attachment Point

Primary and excess

Capacity

Up to USD 10 million

Client Profiles

Entire range of SIC codes for firms generating revenue up to USD 10 billion
– Accountants
– Lawyers
– Real estate
– Insurance agents
– Manufacturers
– Distributors 
– Others

Typical Information Required

– Completed application
– Client contract, claims history and financial data may be required

Limits On Product

Up to USD 10 million

Minimum Deductible

USD 5,000

Minimum Premium

Varies

Capacity

Up to EUR 10 million

Coverage

Sub-limits for first-party incident response costs:
– Emergency response 
– IT security forensics
– Legal consulting 
– Notifying data subjects
– Call center/hotline and credit monitoring 
– PR consulting costs
– Credit monitoring for data subjects
– Regulatory actions and civil fines/penalties

Client Profiles

The product can be tailored to specific technology, cyber and data risks, including but not limited to the following: 
– Technology service providers
– Telecommunications
– Financial services
– Professional service firms
– Retailers
– Hospitality
– Healthcare

Typical Information Required

Completed application

Limits On Product

Up to EUR 15 million

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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