Casualty

Pollution & Remediation Legal Liability (PARLL) (Environmental) – North America

XL Catlin offers coverage for pollution and remediation legal liability for public and private companies that own, lease, operate, or manage property; and/or provide financing.
  • Product details
    Product details

    Capacity

    USD 50 million

    Coverage

    XL Catlin offers coverage for pollution and remediation legal liability.

    – Claims-made coverage
    – Pollution legal liability, including Natural Resource Damage Assessments (NRDA)
    – First– and Third-party remediation expense, including government or regulatory re-opener coverage for previously remediated pollution conditions
    – Contingent transportation
    – Third-party diminution in property value
    – First– and Third-party mold remediation expense and legal liability
    – Lead-based paint and Asbestos liability
    – Extensions by endorsement:
                  – Non-Owned Disposal Sites (NODS)
                  – Business Interruption

    XL Catlin's insurance segment in the US and Canada has a broad range of Environmental products to insure a wide variety of companies from pollution related exposures. Broad coverage options allow us to tailor insurance solutions for the risks related to operating, remediating and developing property.

    Our Pollution and Remediation Legal Liability Policy (PARLL) offers claims-made coverage for “sudden and accidental” and “gradual” environmental exposures to property.

    Client Profiles

    – Multinational companies
    – Large single-nationality companies
    – Middle and upper middle market companies
    – Public and Private companies

    Including:
    – Commercial real estate
    – Manufacturers
    – Medical facilities
    – Chemical and Energy risks
    – Construction materials manufacturers
    – Industrial
    – Lending institutions

    Typical Information Required

    – XL Group facilities pollution application and applicable supplemental applications 
    – Available environmental site assessments (e.g., Phase I or II Reports) 
    – Two years financial statements
    – Pollution loss history

    Benefits & Services

    – Integrated underwriting, risk consulting and claims handling
    – Staff with an average of 15+ years environmental/insurance experience 
    – Global solutions for multinational accounts
    – Specialized in-house risk control consultants and claims handling
    – Emergency response services available 24/7 for North America
    – 25+ years in specialized environmental insurance market

    Limits On Product

    USD 50 million

Downloads

Asia Pacific

Industries

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

Expert Profile

  • Simon White Simon has 14 years of environmental insurance experience in Europe, Africa and South America. As environmental manager for XL Catlin's in... View profile
  • Pelayo Aranguren Gallego Ever since I entered the insurance industry over 10 years ago, casualty has been my focus. Whether you’re a long-time client or a n... View profile
  • Adias Gerbaud Environmental has been my focus since I joined the insurance industry, and as the Regional Environmental Underwriting Manager for Souther... View profile
  • Reiner Hoffmann I am the Lead Consultant for Complex Accounts on our International Casualty Insurance team and have 20 years of experience in the insuran... View profile
  • Philip Hogg From operational activities to contractual, transactional and reputational exposures. Philip works with his clients to help them manage t... View profile
  • Marco Mirkes As a Lead Engineer for Complex Accounts, I help tailor insurance products and analytical tools to the specific requirements of my clients... View profile
  • Matt O'Malley With nearly 20 years of insurance industry experience, Matt leads a team devoted to helping our clients recover from pollution incidents ... View profile
  • Mary Ann Susavidge Environmental risks. They’re highly complex. Not to mention having the potential to be dangerous and very messy. With 24 years of c... View profile

Contacts

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Casualty

Professional and Contractor's Pollution Legal Liability (Environmental) - North America

XL Catlin offers professional and pollution legal liability insurance to contractors and environmental contractors and consultants. XL Catlin’s Professional and Pollution Liability team provide creative and innovative solutions to our clients and their exposures. Coverage extends beyond traditional jobsite exposures and can be tailored to individual risks.
  • Product details
    Product details

    Coverage

    Professional
    – Third Party Professional Liability 
    – Excess Indemnity/Protective Coverage
    – Mitigation Coverage

    Pollution
    – Job Site
    – Emergency Remediation Expense
    – Named Insured Location
    – Transportation
    – Non-Owned Disposal Sites
    – Excess Indemnity/Protective Cover
    – Litigation and Subpoena Expense Cover
    – Green Building Materials for Restoration              

    Costs
    – Disaster Response Expense

    Client Profiles

    – General contractors
    – Construction managers
    – Specialty trade contractors
    – Environmental contractors
    – Environmental consultants
    – Environmental laboratories
    – Brownfield redevelopment firms
    – Companies undertaking remediation projects
    – Construction projects with greater than 5 percent remediation

    Typical Information Required

    Application
    – Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs

    Benefits & Services

    – Integrated underwriting, risk consulting and claims handling
    – Staff with an average of 15+ years environmental/insurance experience 
    – Global solutions for multinational accounts
    – Specialized in-house risk control consultants and claims handling
    – Emergency response services available 24/7
    – 25+ years in specialized environmental insurance market

    Limits On Product

    Pollution:
    - Claims-made: USD 50 million
    - Occurrence: USD 25 million

    Professional:
    - Claims-made: USD 25 million

Downloads

Industries

Expert Profile

  • Mary Ann Susavidge Environmental risks. They’re highly complex. Not to mention having the potential to be dangerous and very messy. With 24 years of c... View profile
  • Philip Hogg From operational activities to contractual, transactional and reputational exposures. Philip works with his clients to help them manage t... View profile
  • Matt O'Malley With nearly 20 years of insurance industry experience, Matt leads a team devoted to helping our clients recover from pollution incidents ... View profile
  • Simon White Simon has 14 years of environmental insurance experience in Europe, Africa and South America. As environmental manager for XL Catlin's in... View profile

Contacts


This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.