Casualty

General Liability - International

XL Catlin offers general and product liability insurance to highly risk-managed companies that proactively oversee the health and safety of their premises, operations and products. Our product offerings include conventional, non-conventional and customized coverage for large national non-US/Canadian companies.

Coverage available also includes:
– Combined GL/AL Liability
– Public Entity Liability
  • Product details
    Product details

    Capacity

    – Primary and excess combined capability up to EUR/USD 100 million

    Coverage

    – Common extensions include excess auto liability, excess employers liability, pure financial loss, product recall, and dismantling and reinstalling costs

    Client Profiles

    – Large national companies with risk management orientation, including Consumer Goods & Services, Industrial Goods & Services, Professional Services, Education and Public Sector

    Typical Information Required

    – Minimum five-year loss history (confirmed claims experience from incumbent insurer)
    – Summaries of claims outstanding exceeding EUR/USD 50,000
    – Detailed historical loss information for losses exceeding EUR/USD 250,000
    – Detailed current and historical company information, including broad product areas
    – Coverage specifications
    – Policy structure, including coverage specifications, limits, deductibles or self-insured
      retentions, and servicing requirements
    – Information on risk management and health and safety procedures

    Benefits & Services

    – Dedicated claims professionals with in-depth claims handling expertise for general
      and products liability claims
    – Flexibility with third-party claims adjusters.
    – Experienced underwriters
    – XL GlobalClaim available for real-time information
    – Long-term relationships and support as required for this long-tail class

    Attachment Point

    - Excess only: EUR/USD 15 million
    - May consider lower attachment points for selected activities

    Limits On Product

    - Annual or multi-year

    Minimum Deductible

    Varies

    Minimum Premium

    Varies

Downloads

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

Expert Profile

  • Pelayo Aranguren Gallego Ever since I entered the insurance industry over 10 years ago, casualty has been my focus. Whether you’re a long-time client or a n... View profile
  • Christophe Durand Maniclas Christophe’s ability to understand a broad range of cultures and viewpoints allows him to work closely with teams across the globe. And h... View profile
  • Anders Ekelund With more than two decades of experience, Anders specializes in complex primary casualty risks, focusing on underwriting innovation and s... View profile
  • Marco Facondo Sebbene lavori prevalentemente sul mercato italiano, mi sento a mio agio nell’aiutare le aziende che operano su scala globale nei d... View profile
  • Oliver M. Fehr Oliver is focused on delivering answers that meet the very specific demands of clients who, mainly as a result of globalization, are faci... View profile
  • Pierre-Yves Loertscher Pierre-Yves is skilled at designing, developing and implementing all aspects of complex liability projects and has expertise in claims-ma... View profile
  • Javier Morales With more than 25 years of insurance experience, Javier combines broad technical expertise in casualty underwriting with a keen insight i... View profile
  • Michael Rüsch The changing liability landscape can seem daunting. As Head of Large Corporates for XL Catlin’s International Casualty insurance bu... View profile
  • Laurent Soubeyroux Large national and multinational companies face a wide range of liability risks – from the more straightforward to the most complex... View profile
  • Bert Stahlmann I've spent my entire career designing innovative risk finance solutions to help clients reduce their company’s volatility, protect ... View profile
  • Wuen Lin Tan With more than 15 years of insurance industry experience, Wuen Lin is the “go-to” person for brokers seeking a fast but thoro... View profile
  • Joachim F. Walch Joachim specializes in finding innovative ways to overcome complex operational business risks. By listening, analyzing and working closel... View profile
  • Thomas Zanner Today’s companies operate in a complex liability landscape that keeps changing. I know. For over 25 years I’ve been working c... View profile

Contacts

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Casualty

Excess Automobile (Surplus Lines) - North America

XL Catlin's excess automobile unit offers coverage to different classes of auto on either a lead or excess basis. We have a broad appetite for almost all classes of auto business.
  • Product details
    Product details

    Capacity

    –  USD 5 million

    Coverage

    – Lead or excess
    – Occurrence
    – Follow form

    Minimum Underlying Limits
    – Automobile liability: USD 1 million, combined single limit
    – General liability: USD 1 million / USD 1 million / USD 1 million
    – Employers liability: USD 500,000 / USD 500,000 / USD 500,000

    Client Profiles

    – Private upper middle market companies
    – Large single-nationality companies

    Typical Information Required

    – Completed application
    – Five years currently valued loss runs

    Benefits & Services

    – Specialized claims handling
    – Broad appetite
    – Flexible forms
    – Low minimum premiums

    Attachment Point

    Varies

    Limits On Product

    - Up to USD 5 million

    Minimum Deductible

    Not applicable

    Minimum Premium

    - USD 15,000

Downloads

Industries

Expert Profile

  • Michael Gramm If it has wheels, we should talk. Whether you need Lead or Excess Liability, we’d like to be your partner. My team can help you kee... View profile

Contacts


This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.