General Liability - International
XL Catlin offers general and product liability insurance to highly risk-managed companies that proactively oversee the health and safety of their premises, operations and products. Our product offerings include conventional, non-conventional and customized coverage for large national non-US/Canadian companies.

Coverage available also includes:
  • Combined GL/AL Liability
  • Public Entity Liability

Product details


Primary and excess combined capability up to EUR/USD 100 million


Common extensions include excess auto liability, excess employers liability, pure financial loss, product recall, and dismantling and reinstalling costs

Client Profiles

Large national companies with risk management orientation, including Consumer Goods & Services, Industrial Goods & Services, Professional Services, Education and Public Sector

Typical Information Required

  • Minimum five-year loss history (confirmed claims experience from incumbent insurer)
  • Summaries of claims outstanding exceeding EUR/USD 50,000
  • Detailed historical loss information for losses exceeding EUR/USD 250,000
  • Detailed current and historical company information, including broad product areas
  • Coverage specifications
  • Policy structure, including coverage specifications, limits, deductibles or self-insured retentions, and servicing requirements
  • Information on risk management and health and safety procedures

Benefits & Services

  • Dedicated claims professionals with in-depth claims handling expertise for general and products liability claims
  • Flexibility with third-party claims adjusters.
  • Experienced underwriters
  • XL GlobalClaim available for real-time information
  • Long-term relationships and support as required for this long-tail class

Attachment Point

  • Excess only: EUR/USD 15 million
  • May consider lower attachment points for selected activities

Limits On Product

Annual or multi-year

Minimum Deductible


Minimum Premium


This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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