Excess Umbrella for Construction Firms
XL Catlin’s builder’s risk insurance includes umbrella/excess coverage for capacity buyers who may also have a global exposure. The umbrella policy is tailored to fit each client’s unique needs.

Product details


– USD 25 million on a lead basis with the ability to offer USD 50 million on a ventilated basis


– Protects assets and future income above the standard limits on primary policies

Client Profiles

– Commercial general contractors
– Hotels 
– Mercantile
– Institutional 
– Hospital
– Manufacturing
– Trade Contractors
– Plumbing/HVAC 
– Electrical
– Carpentry
– Masonry
– Wrap-ups (classes similar to above)
– Street/road
– We will continue to look at each account on a risk by risk basis
– Additional risk might be considered 
– over a higher attachment or shorter limit.


Information & Research

Attachment Point

- General liability: 1/2/2
- Automobile liability: USD 1 million combined single limit
- Employers liability: 1/1/1 preferred

Minimum Premium

USD 50,000

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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