Casualty

Excess Liability

XL Catlin provides best-in-class underwriting, claims and service plus significant capacity and multiple access points to meet the needs of national and multinational clients.
  • Product details
    Product details

    Capacity

    Up to USD 100 million

    Coverage

    XL Catlin continues to provide catastrophic liability protection to the world’s most complex risks via occurrence, claims made, and occurrence reported forms as well as tailored industry specific coverages.


    – Occurrence
    – Claims-made
    – Occurrence reported
    – Punitive damages explicitly covered (in Bermuda, London and Dublin and where insurable by law in the US)
    – Broad pollution wording
    – Broad definition of “personal injury”
    – Secondary products recall generally included
    – Policy triggered by insured’s reporting of occurrence to XL Catlin
    – Continuous policy
    – Unlimited discovery available at pre-determined cost
    – Bermuda: in addition to above, follow-form Aegis coverage available for utilities and pipeline companies

    Client Profiles

    Here are examples of the industries we serve:


    – Consumer and Industrial Manufacturing 
    – Financial Institutions 
    – Food and Beverage
    – Grocers
    – Hospitality
    – Real Estate
    – Restaurants
    – Retail
    – Service Industries
    – Technology
    – Wholesale and Distributors Manufacturing


    We have dedicated underwriting specialists for some of the most complex risks, including Construction, Energy, Healthcare, and Rail. We will consider classes not listed here.  Please contact us.

    Typical Information Required

    – Policy Terms/Coverages Required
    – Financials and Description of Operations
    – 5 years of Currently Valued Loss Information
    – Underlying Application, Coverage Terms, Conditions, Quotes or Equivalent Information

    Benefits & Services

    – Global underwriting platform, including access points in Bermuda, Dublin, London, and Toronto; in the US—Boston; Chicago; Dallas; Exton, PA; Kansas City, MO; Los Angeles; New York and San Francisco
    – A proven track record in claims handling
    – Underwriting expertise across many industries
    – Admitted and non-admitted issuing companies
    – Risk engineering support
    – Superior servicing capabilities

    Attachment Point

    - USD 25 Million
    - Lower attachments available for selected activities

    Limits On Product

    Up to USD 100 million

    Minimum Premium

    Varies

Downloads

Industries

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

Expert Profile

  • Pelayo Aranguren Gallego Ever since I entered the insurance industry over 10 years ago, casualty has been my focus. Whether you’re a long-time client or a n... View profile
  • Catherine Duffy Cathy has experience in all aspects of the industry, including personal and commercial lines, broking and reinsurance. She wrote the firs... View profile
  • Anders Ekelund With more than two decades of experience, Anders specializes in complex primary casualty risks, focusing on underwriting innovation and s... View profile
  • Marco Facondo Sebbene lavori prevalentemente sul mercato italiano, mi sento a mio agio nell’aiutare le aziende che operano su scala globale nei d... View profile
  • Carla Greaves Throughout her more than 20 years in the Bermuda insurance market, Carla has become a trusted partner to clients and brokers. In addition... View profile
  • David Higgins David is skilled at providing both conventional and non-conventional policies to suit his clients’ requirements. View profile
  • Reiner Hoffmann I am the Lead Consultant for Complex Accounts on our International Casualty Insurance team and have 20 years of experience in the insuran... View profile
  • Thomas Jenny As Senior Underwriter for large corporates in Switzerland, I help deliver the best liability insurance solutions to meet the specific dem... View profile
  • Pierre-Yves Loertscher Pierre-Yves is skilled at designing, developing and implementing all aspects of complex liability projects and has expertise in claims-ma... View profile
  • Marco Mirkes As a Lead Engineer for Complex Accounts, I help tailor insurance products and analytical tools to the specific requirements of my clients... View profile
  • Javier Morales With more than 25 years of insurance experience, Javier combines broad technical expertise in casualty underwriting with a keen insight i... View profile
  • Karen Rice As a result of her extensive knowledge and multi-jurisdictional experience in construction litigation, Karen is a recognized expert in co... View profile
  • Paul Rothery With 12 years of experience, Paul offers both specialized knowledge and enthusiasm to global marine clients. View profile
  • Michael Rüsch The changing liability landscape can seem daunting. As Head of Large Corporates for XL Catlin’s International Casualty insurance bu... View profile
  • Lorraine Seib My commitment to clients is to help protect them from catastrophic losses. I truly have a passion for the insurance industry and I work v... View profile
  • Laurent Soubeyroux Large national and multinational companies face a wide range of liability risks – from the more straightforward to the most complex... View profile
  • Wuen Lin Tan With more than 15 years of insurance industry experience, Wuen Lin is the “go-to” person for brokers seeking a fast but thoro... View profile
  • Ed Totten Commercial builders are taking on increasingly more challenging projects. New materials, new methods, new demands, new regulations are dr... View profile
  • John Turner John’s experience in both claims and underwriting gives him a real sense of what matters when the rubber hits the road — from... View profile
  • Joachim F. Walch Joachim specializes in finding innovative ways to overcome complex operational business risks. By listening, analyzing and working closel... View profile

Contacts

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Casualty

Casualty (Middle Market)

XL Catlin offers a single source solution for Primary General Liability and Follow Form Excess Liability for commercial operations. Our underwriters can offer quotes for primary general liability; either monoline or combined with an excess cover.
  • Product details
    Product details

    Capacity

    – USD 50 million

    Coverage

    – Primary Commercial General Liability
    – Products-Completed Operations Liability
    – Commercial Follow Form Excess Liability
    – Integrated multinational programs or separate domestic policies

    Client Profiles

    – Commercial operations with turnovers from USD 500,000 to 100 million

    Including but not limited to:
    – Hotels/Restaurants and other Services
    – Manufacturing (Food, Textile, Wood, Mineral, Metal, Machinery, Electronics)

    Typical Information Required

    – Description of company activity, including sales information and products manufactured and sold
    – Loss history (minimum five years)
    – Existing and desired policy terms / coverage

    Benefits & Services

    – Multinational Programme solutions
    – Freedom of Services policies
    – Professional claims management
    – Centralized account data management
    – Risk Engineering Services

    Attachment Point

    – Follow Form Excess: EUR/USD 10 million
    May consider lower attachment points for selected activities

    Limits On Product

    All coverage combined on any single account:
    – up to USD 50 million

    Program Parameters
    – Claims-made (with retro) and Occurrence Form
    – Broad Form Vendors Coverage available
    – Worldwide Coverage available

    Minimum Deductible

    Varies

    Minimum Premium

    Varies

Industries

Expert Profile

  • Stella Barzaghi I’ve spent over 35 years in the insurance industry with more than 20 of those specializing in casualty — so if you’ve g... View profile

Contacts


This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital. Additional important information regarding our business is provided on our Legal Notices page.