Casualty for Life Sciences Companies - International
XL Catlin offers non-US/Canadian companies flexible and tailored products, from comprehensive industry solutions to complex standalone casualty coverages. We help clients meet local insurance requirements while covering complex national and international risks.

Product details


Up to EUR/USD 50 million


– General and product liability
– Product recall combined with general and product liability
– Clinical trial liability (domestic and foreign) including on a standalone basis.

Client Profiles

– National and multinational companies
– Biotech companies
– Clinical research organizations (CROs)
– Pharmaceutical contract manufacturers
– Contract manufacturers
– Cosmetic companies (incl. soap, cleaning and toilet preparations)
– Homeopathic companies
– Medical devices companies and pharmaceutical companies up to EUR/USD 1 billion in revenue
– Pharmaceutical wholesalers
– Phytotherapeutic companies or Herbal medicines companies
– Veterinary companies
– Manufacturing of Prophylactic vaccines excluding USA/CND
– In-Vitro Diagnostics (IVDs)
– Dental Equipment and Supplies manufacturing companies
– Analytical laboratories for clinical trials

Typical Information Required

– Detailed five-year loss history (confirmed claims experience from incumbent insurer)
– Current and historical company information, including broad product areas and geographical operations
– Policy/program structure, including limits, deductible or self-insured retention, coverage specifications, and service requirements

Benefits & Services

– Designated Life Science Underwriters
– Dedicated Casualty Risk Engineering specialists
– Understanding of international or complex risks
– Deep underwriting
– Claims and risk control expertise.

Minimum Deductible

To be agreed by risk

Minimum Premium

To be agreed by risk

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

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