Primary Casualty for Construction Companies
XL Catlin offers automobile liability, general liability and workers’ compensation coverage to the construction industry, including CCIP insurance, OCIP insurance and more.

Product details


– Auto liability: up to USD 2 million
– General liability: up to USD 2 million / 4 million
– Workers’ compensation: Statutory Coverages
– Guaranteed Cost, Deductible/ SIR and Retros, Captives
– CCIPs, OCIPs, Rolling CIP & Maintenance CIP


– Auto liability
– General liability
– Workers’ compensation
– Guaranteed cost, Deductible/ SIR and Retros, Captives
– CCIPs, OCIPs, Rolling CIP & Maintenance CIP

Client Profiles

– Trade contractors
– Heavy Civil
– Construction managers
– General contractors
– Current XL Catlin clients
We underwrite each builder’s risk insurance account individually. Our goal is to provide a workable solution. Have an opportunity? Tell us about it. We’ll respond promptly.

Benefits & Services

Risk Engineering

Our risk engineers identify the root causes of construction safety, defect and management issues. We offer a variety of services to reduce or eliminate your risk:

– Web-based tools and training
– Driver and fleet programs
– Safety compliance training
– Construction best practices
– Contract and management oversight and training

Claims Service

Our claim model combines skilled oversight and audit capabilities. Innovative loss cost management services and flexible pricing methods help contractors effectively manage the cost of loss to protect profitability.

Our risk engineering and claims professionals have extensive construction and builder’s risk insurance knowledge and experience. And our team provides all of our customers with individualized service. We have two main goals: to work with you to prevent losses and to resolve any claims as quickly and cost-effectively as possible.

Information & Research

Minimum Premium

– Loss sensitive: USD 350,000
– Large guaranteed cost: USD 650,000

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, Canada, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Insurance Company, Inc., Catlin Indemnity Company, Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A. and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #2003 are managed by Catlin Underwriting Agencies Limited and supported by XL Catlin corporate capital. Additional important information regarding our business is provided on our Legal Notices page.

XL uses two forms of cookies on this site:

  1. to enable the site to operate and retain any preferences you set; and
  2. for analytics to make the site more relevant and easy to use.

These cookies do not collect personal information. For more information about our cookie usage, please click here. To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.