The Motor Insurance Database (MID) identifies the insurer of every vehicle insured in the UK. It has helped to reduce the number of uninsured drivers as well as allowing the police to quickly identify which vehicles on the road are not insured.
Many vehicle operators prefer to take control of their MID updates as they do not wish to be subject to fines, seizures and inconvenient police stops.
At XL Catlin we are flexible with our MID management. If a client is comfortable with the way they have dealt with the MID in the past, we will do our best to ensure you continue with that process.
We offer these options:
• We provide our policyholders with direct access to the MIDUpdate website to allow direct updates of all vehicles either interactively or by file transfer.
• The client logs vehicle changes into an XL Catlin MID spreadsheet and emails to Catlin’s MID team.
• We can also arrange for a client’s broker or management company to log details onto the MID by setting up an XL Catlin MID account for them.
We help find the easiest MID solution for our policyholders.