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OUR EXPERTS

Karen Rice


As a result of her extensive knowledge and multi-jurisdictional experience in construction litigation, Karen is a recognized expert in construction defect, contractual indemnity and risk transfer, and other construction-related issues. Karen’s passion is to understand her clients’ risks, policies and contractual relationships and help them get the best results.

Karen is our Vice President and Head of Construction Claims Operations for North America Insurance. She has specialized in construction and construction defect claims for over 20 years and has held various managerial and executive roles in the industry, including positions at OneBeacon, ACE and Cigna. She has sat on the DRI Construction Law Steering Committee for the past six years and has held various industry positions, including President of the Construction Defect Claim Manager Association, Chair of the Speakers and Topics Committee for West Coast Casualty’s Construction Defect Seminar and Co-Chair of the Construction Committee of the Council on Litigation Management.

Karen holds a Master of Business Administration degree from the University of LaVerne and a Bachelor of Arts degree from the University of California, Santa Barbara. She is a frequent speaker and contributor to various industry trade publications and conferences.

Recent Activities and Publications

Awards – Recipient of the Jerrold S. Oliver Award of Excellence for outstanding service and contribution to the construction defect community (2005)

Publications – Ongoing Operations Coverage Article in Litigation Management Magazine; Diversity Article in Litigation Management Magazine August 2013; Interviewed by PropertyCasualty360 for on-line article on NY Labor Law in May 2013

Presentations – DRI Construction Law Conference, various years; CLM Annual Conference, various years; MC2 Construction Law Conference various years; West Coast Casualty Construction Defect Seminar, various years; ALFA International Annual Conference, various years; USLAW Conference, various years; Association of Southern California Defense Counsel, various years.


This expert profile is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Indemnity Company, Catlin Insurance Company, Inc., Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A., T.H.E Insurance Company and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital; coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. and Catlin Insurance Services, Inc. For a complete listing of the US companies and for more information about our Lloyd’s operations see our Legal Notices page.

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