Containing H2O Damage
Many materials shrink when they get cold. Water is not one of them. Instead, water expands as it freezes. This expansion puts tremendous pressure on whatever is containing it, including metal or plastic pipes. And that’s why this winter’s cold temperatures contributed to costly trend – bursting pipes throughout the US. In some circumstances, water that escapes piping and other containment systems not only floods buildings but also contributes to collapsed walls and ceilings.
Now that spring is here, there is less danger of freezing water causing damage. Still, water has a way of finding its way in – whether though sewer pipes, roofs or seeping in from a building’s surrounding perimeter. And when unwanted water does make entry, buildings can sustain substantial water ingress damage.
Most water damage losses can be prevented with the right precautions. According to John Frank, XL Catlin’s Loss Prevention Leader, “While many of us are glad to see this winter behind us, preparing for winter should be a year-round proposition. It’s never too late or too early to prepare and get ahead of the next round of winter weather. And it is never too late to take precautions to keep the winter thaw or April showers outside of your building.”
To help, XL Catlin’s WaterWorks program provides helpful tools and checklists with suggestions to help prevent water from unexpectedly escaping piping and sprinkler systems. Recently, XL Catlin added a helpful How to Prevent Water Ingress Damage checklist to help keep building envelops water-tight.
The information contained herein is intended for informational purposes only and does not constitute legal advice. For legal advice, seek the services of a competent attorney. Any descriptions of insurance provisions are general overviews only.
Global Asset Protection Services LLC (XL GAPS) is a leading loss prevention services provider and a subsidiary of XL Group Ltd.