Up to $10 million practice policy limit
Choose the amount of professional liability coverage that meets your needs.
Our policies apply to claims made anywhere in the world. (Refer to policy for specific provisions.)
Broad coverage definitions
Broad coverage definitions provide flexibility as your practice changes. For example, our definition of ‘Professional Services’ includes the use of building information modeling (BIM) and other computer-assisted design technology to prepare maps, drawings, designs and specifications. The definition of ‘Insured’ includes predecessor firms and newly acquired firms. (Refer to policy for specific provisions.)
Broad definition of ‘claim’
We do not wait for a formal lawsuit to acknowledge a claim against your policy and act on your behalf.
Network security liability
We provide coverage for claims that arise from the transmission of malicious code (virus) from your computer network to third-party computers, as well as corruption, deletion and unauthorized use of data on your network.
Split limits option
Stretch your coverage with a small premium increase. Per claim ‘caps’ and a larger policy limit guard against a single claim wiping out your protection.
Cost of defence option
Protect your deductible from the erosion of high legal fees through our First Dollar Defence option.
Contractors pollution legal liability
We offer coverage for pollution conditions claims arising out of the performance of contracting services rendered by you or on your behalf.
This coverage is not subject to your deductible and is in addition to the Limits of Liability of the policy.
- Defendant reimbursement
- Loss prevention assistance
- Legal expense reimbursement for disciplinary hearings
- Legal expense reimbursement for Occupational Health and Safety Act
- Loss of documents reimbursement